Lay the groundwork for a financially stable retirement

January 1, 2006

I'm not a big fan of New Year's resolutions. Before the first month of the new year rolls to a close, most will already be little more than hazy memories. Still, the beginning of a new year is a good time to reflect on the year just past, and take stock of your personal financial goals for the future — where you're heading, how you'll get there.